• What Are the Steps in the Home-Buying Process?,Parker Hayes

    What Are the Steps in the Home-Buying Process?

    The Complete Step-by-Step Guide to Buying a Home in Massachusetts Here’s the exact path I walk every buyer through. Step 1: Pre-Approval Know your price range and strengthen your offer. Step 2: Home Search Choose towns and neighborhoods that match your lifestyle. Step 3: Showings & Tours Review home

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  • How Much Do You Need for a Down Payment?,Parker Hayes

    How Much Do You Need for a Down Payment?

    How Much Do You Really Need for a Down Payment in Massachusetts? One of the biggest myths in real estate is that you need 20% down.You don’t. Common Down Payment Options in MA 3% down – Conventional first-time buyer programs 3.5% down – FHA loans 5–10% down – Move-up buyers 20% down – Eliminates PMI

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  • What Credit Score Do You Need to Buy a Home?,Parker Hayes

    What Credit Score Do You Need to Buy a Home?

    What Credit Score Do You Need to Buy a Home in Massachusetts? Your credit score plays a major role in the type of loan you qualify for and your interest rate. Minimum Credit Score Requirements 580 – FHA loans 620 – Most conventional loans 700+ – Best rates and lowest private mortgage insurance (PMI)

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